A structured deposit is essentially an investment product, where the return is dependent on the performance of some underlying financial instruments. Typical financial instruments linked to such products include market indices, equities, interest rates, fixed-income instruments, foreign exchange, commodity market or a combination of these.

A structured deposit is NOT equivalent to a deposit as it carries with it some risks. You should be fully aware of the risks to make a prudent investment decision.

Where principal is protected, this is only applicable if the Structured deposit is held to maturity. Where there is early redemption, the amount recovered may be significantly less than the original amount invested.